Both Coalition Insurance Solutions and CIS Canada may receive compensation from an insurer or other intermediary in connection with the sale of insurance to a policyholder. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information in this advertising material does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of the insurance products available. Policy obligations are the sole responsibility of the issuing insurance carrier.