Meet the next generation of Active Cyber Insurance
Deliver market-leading coverage with unique advantages for security-conscious policyholders with our new surplus lines Coalition Active Cyber Policy.
Policy Innovations
Active protection reimagined for today’s
evolving cyber threats
Packed with innovative coverages to protect against emerging risks, our Active Cyber Policy is easier to understand, faster to navigate, and provides advantages to your clients for strong security practices.
Innovative Coverage
Stand out in a competitive market with next-generation protections, including deepfake coverage, vanishing retentions, and advantages for quick reporting.
Simplified Structure
We’ve streamlined the policy by integrating 11 coverages previously available by endorsement directly into the base form.
Clear, Up-to-date Language
Clearer articulation of covered scenarios and modernized terminology make our new policy easier to understand and explain to your clients.
Enhanced Navigation
Our digital-first design includes hyperlinked sections and more intuitive formatting so you can quickly find specific coverages and definitions.
COVERAGE ENHANCEMENTS & ADDITIONS
Enhanced, comprehensive coverage with
industry-first benefits for strong security
Vanishing Retention
Clients who resolve critical security vulnerabilities in Coalition Control® can see their retention discounted ultimately to zero with each claim-free year.1
Reduced Retention for Early FTF Reporting
Clients receive a lower Funds Transfer Fraud (FTF) retention when they report FTF incidents within 72 hours.
Affirmative AI Coverage
The policy provides coverage for AI-related security events, including protection against deepfake-enabled FTF and AI-caused security failures.
Any One Claim Coverage
The full policy limit resets for each separate incident during the policy period, ensuring that clients maintain maximum protection regardless of prior incidents.
RESOURCES
Learn more about the Active Cyber Policy
Enhancements & Coverage Highlights
Download an overview of notable coverage improvements and important details about the update.
Active Cyber Policy: a New Standard in Cyber Insurance
Read our expert analysis of how the new policy addresses evolving cyber threats.
Broker FAQ
Access our frequently asked questions for additional information about the Active Cyber Policy.
Our cyber risk appetite includes*
Limits available up to $15M in the US
Available for organizations with up to $5B in annual revenue
We accept submissions from nearly every industry, excluding:
Adult entertainment
Cannabis
Casinos and gambling
Data aggregators
Managed service providers/managed security service providers (MSP/MSSP)
Payment processors
Give your clients the Active Cyber Policy advantage
With a modernized policy that delivers clearer, more comprehensive coverage for today's evolving cyber threats, we're here to help protect your clients.
1 Retention discount applies only to the first claim within the policy period. * Exclusions and limitations apply. See disclaimers and policy as issued.
