ACTIVE CYBER INSURANCE
Dynamic cyber risk demands coverage that can stay ahead
Coalition’s Active Cyber Insurance helps businesses stay ahead of cyber risk and mitigate financial losses in the event of an incident.
Traditional insurance isn’t built for
today’s cyber risk — so we went active
Coalition’s Active Insurance combines comprehensive cyber coverage, innovative technology1, and expert, in-house support to help minimise the impact and frequency of cyber incidents a business experiences. Watch our video to see how Active Insurance helps prevent digital risk before it strikes.
Cyber coverage tailored to your organisation’s cyber risk needs
Active Insurance aims to protect the critical parts of your business from the most pervasive cyber threats to minimise and mitigate potential losses.²
Separate limit for breach response
During a cyber incident, breach response expenses can add up fast. With cyber insurance, Coalition preserves policyholder’s limits for other important coverages.5
Pay-on-behalf for cyber extortion
If a policyholder is required to pay a ransomware request, Coalition offers "pay-on-behalf" coverage that can minimise the associated out-of-pocket costs.
Recovery for Funds Transfer Fraud (FTF)
Coalition is often able to claw back stolen funds thanks to our engagement with government and financial institutions.
Lost income for business interruption
When a cyber attack brings a business offline, cyber insurance may cover those losses — even if it’s unintentional.
Coalition’s proven approach actively minimises cyber impact for our policyholders
64%
fewer claims compared to the broader cyber market³
52%
of reported events handled at no additional expense outside the policy³
46%
of FTF events result in successful full recovery by Coalition, Inc.³
Active Cyber Insurance is a unified approach to digital risk
Our Claims Approach
Coalition’s integrated cyber claims response helps policyholders experience fewer claims, mitigate risk, recover funds, and get back to business.
Coalition Incident Response
We help businesses respond during the uncertainty of a cyber incident with the expertise of our affiliate, Coalition Incident Response.4
Our Broker Advantage
With Coalition's Active Cyber Insurance, brokers can quote fast, offer comprehensive cyber coverage, and help clients stay ahead of digital threats.
Protect against cyber risk with Coalition
1Provided by Coalition Inc.
2Exclusions and limitations apply. See disclaimers and the policy as issued.
3Coalition Inc 2024 Cyber Claims Report (US data), Coalition Inc 2023 Cyber Claims Mid-year Report (US data)
4Incident response services and Coalition Security Services MDR services are provided by Coalition Incident Response (CIR), an affiliate of Coalition, Inc. Incident response services are offered to policyholders as an option via our incident response firm panel.
5Breach Response is offered outside the policy limits via endorsement to SME insureds in selected industries requesting quotes under £5M in aggregate limit.
Coalition’s products are underwritten by Allianz Global Corporate & Specialty SE (A.M. Best A+ rating), Navigators Insurance Company UK Branch, trading as ‘The Hartford’ (A.M. Best A+ rating), and Lloyd’s of London (A.M. Best A+ rating).
